How to Put Money on PayPal: A Comprehensive Guide to Funding Your Account


PayPal, one of the world’s most popular online payment platforms, provides a convenient and secure way to send and receive money. To get the most out of your PayPal account, you’ll need to fund it. In this comprehensive guide, we’ll walk you through various methods to put money on PayPal, making it easy for you to manage your finances and engage in online transactions with ease.

Using a Bank Account

Linking your bank account to PayPal is one of the primary methods to add funds:

Step 1: Log In

Log in to your PayPal account using your credentials.

Step 2: Go to Wallet

In your account dashboard, navigate to the “Wallet” section.

Step 3: Link a Bank Account

Under the “Bank accounts” section, click “Link a bank account” and provide the necessary information, including your account number and routing number. PayPal will verify your bank account through a small deposit made to your bank account, which you’ll need to confirm.

Step 4: Transfer Funds

Once your bank account is linked and verified, you can transfer funds from your bank account to your PayPal balance. Simply go to the “Transfer Money” section, select “Add money to your balance,” and choose the desired amount to transfer.

Adding a Debit or Credit Card

Linking a debit or credit card is another way to add funds to your PayPal account:

Step 1: Access Wallet

Log in to your PayPal account and access the “Wallet” section.

Step 2: Link a Card

Under the “Debit and credit cards” section, click “Link a card” and provide your card details, including the card number, expiration date, and security code.

Step 3: Confirm Card

PayPal will verify your card by charging a small amount, which you’ll need to confirm to complete the linking process.

Step 4: Top Up Balance

Once your card is linked and verified, you can choose to use it as a funding source for future PayPal transactions. However, note that some card issuers may charge fees for using a credit card to add funds.

Using PayPal Cash

If you prefer a more traditional method, you can use PayPal Cash:

Step 1: Visit a Retail Location

Go to a retail location that participates in the PayPal Cash service. These locations include CVS, 7-Eleven, and various other stores. Check the PayPal website or app to find the nearest location.

Step 2: Generate a Barcode

In your PayPal account, go to the “More” menu and select “Add cash at a store.” Follow the prompts to generate a barcode.

Step 3: Show Barcode

Show the barcode to the cashier at the retail location and pay the desired amount in cash. The cashier will use the barcode to load the funds into your PayPal account.

Step 4: Wait for Confirmation

After completing the transaction, you’ll receive a confirmation email, and the funds will be available in your PayPal account shortly.

Receiving Payments

If you’re a seller or freelancer, you can receive payments directly into your PayPal account:

Step 1: Provide Your PayPal Email

Share your PayPal email address with clients or customers who want to make payments to you.

Step 2: Receive Payments

Once a payment is sent to your PayPal email, the funds will be added to your account balance. You can then choose to keep the funds in your PayPal account or transfer them to your linked bank account or card.


Adding money to your PayPal account is a straightforward process with multiple options available. Whether you prefer linking your bank account, debit/credit card, using PayPal Cash, or receiving payments directly, PayPal ensures that your funds are easily accessible for your online transactions. Utilize these methods to fund your account, and enjoy the convenience and security that PayPal offers for managing your financial transactions with ease.